In this video on Credit Analysis, we look at Credit Analysis from Beginnerβs point of view.
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Credit analysis is a process of drawing conclusions from available data (both quantitative and qualitative) regarding the credit β worthiness of an entity, and making recommendations regarding the perceived needs, and risks.
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1. Proposal
2. Inspection
3. Financial security
4. Market Review
5. Presentation of Proposal
6. Sanction for assessment
7. Data Collection
8. Analysis of various parameters
9. Credit Rating
10. Presentation for sanction
11. Terms & Condition Established
12. Proposal Approved
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1. Character
2. Capacity
3. Capital
4. Collateral (or guarantees)
5. Conditions
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1. Liquidity ratios
2. Solvability ratios
3. Solvency ratios
4. Profitability ratios
5. Efficiency ratios
6. Cash flow and projected cash flow analysis
7. Collateral analysis
8. SWOT analysis
To know more about Credit Analysis Ratio, you can go to this link here: https://www.wallstreetmojo.com/credit-analysis/
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